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If you would like to add other eligible loans, your servicer must receive your Request to Add Loans Form within 180 days from the date your Direct Consolidation Loan is completed (originated).

If you choose Nelnet to originate and service your Direct Consolidation Loan, you may request to add other eligible loans to it by completing the Request to Add Loans Form and send it to Nelnet via email Direct Loan [email protected], fax (402.858.3929), or mail to: Nelnet P.

Federal student loans from the FFEL program were issued by private banks and lending institutions like Sallie Mae, but are still federal student loans because they are guaranteed by the government.Borrowing to pay for college makes sense for many, since a college education is viewed as an investment in human capital that can increase your lifetime earnings potential.The typical college grad earns about 60 percent to 70 percent more than the typical worker with only a high school education.To qualify for the federal programs borrowers should take out federal loans and avoid private or commercial loans if possible because private loans are never eligible for government forgiveness.Borrowing all or mostly federal loans preserves the possibility that all or most of a borrower's educational debt may be eligible for Public Service Loan Forgiveness.Nowadays, 7 out of 10 college graduates have student debt and the average has over ,000!

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